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COMMITTED

Posted by :caretaker On : March 7, 2012
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Category: finance, Money Management

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A couple of days ago I was checking out the news, as I do every morning, and I heard an interesting little segment on The Today Show. It was called “the art of negotiation” and it sounded awfully familiar!

It’s not as much a coincidence as it looks at first! Everyone is having to tighten the ‘ole money-belt these days. So, of course, we’re all looking for ways to do more with less. The coincidental part is we both chose haggling! Of course if you know me, you know I’m very through. And since we’re involved in financing right now …..  Read more... (484 words, estimated 1:56 mins reading time)

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The Dreaded “B” Word (or living within our needs)

Posted by :caretaker On : March 1, 2012
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Category: finance, Money Management

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Welcome, so glad you came:

 

O.K. It’s time to start putting some of this to work. First necessary tool (until later)- a budget! Also known as an experiment in creative accounting, the budget is your first discipline and we develop it around our money!

We begin with income (you know, what you make).

Income is broken into three parts;

1. earned (like your job)  Read more... (499 words, estimated 2:0 mins reading time)

                    1. capital gains ( like interest on savings)
                    2. and windfalls (like tax refunds)
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WHAT’S IT ALL ABOUT….?

Posted by :caretaker On : February 19, 2012
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Category: finance, from the caretaker, Money Management

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Welcome back. Thank you for coming:

Today I thought we’d pause and see where we’re at with all this. First, what exactly are we doing and why? Our goal here is to build for safe financial security. To free ourselves of that worry and move on to better things. So if we begin becoming more aware of our money, we can take more control of it. We most understand where our money is going as well as where it comes from. The first step is track your money in detail to search for spending cuts.  Read more... (314 words, estimated 1:15 mins reading time)

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TIMING IS EVERYTHING

Posted by :caretaker On : February 7, 2012
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Category: finance

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Welcome. Thanx for coming:

 

Today let’s talk about when to buy things. Everyone knows about buying “on sale” or special days like “Black Friday”. But have you thought about things like Inventory Time, or Seasonal Change, or Off Season? Often we forget there are more opportunities to save than ‘just sales. When you buy can make all the difference between a good bargain and a great bargain.

For instance when’s the best time to buy gas? Usually early on a week day morning! Gas stations tend to change there prices between 10am and 12pm.  Read more... (357 words, estimated 1:26 mins reading time)

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Let’s Talk About It

Posted by :caretaker On : February 1, 2012
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Category: finance, Money Management

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Welcome back.  Today you’re going to learn an important skill to save money on mostly everything

 

 

There’s a new trend these days when buying things. It’s called haggling! Yes, we’ve all heard of it. Most of us have done it at least once. Usually at garage sales and flea markets. But did you know it’s possible to haggle the cost of about anything?

In many countries it’s expected that you won’t take the first asking price. You’re supposed to counter with a lower offer and-after a brief discussion, both parties agree on a more reasonable price. It’s just polite! After all half the fun of retail is in the haggle!  Read more... (624 words, estimated 2:30 mins reading time)

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CLIP IT!!

Posted by :caretaker On : January 27, 2012
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Category: finance, Money Management

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One of the most effective ways to cut spending cost, especially with food and household items is couponing! Oh yes, I can see the visions of hours in kitchens spent clipping and filing and refiling little pieces of paper! Then there’s the thick glasses from reading the small print! And let’s not forget the hours in line to save a few pennies while the ten or twenty people stacked up behind us complain loudly.  Read more... (781 words, estimated 3:07 mins reading time)

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